Most Insurance carriers use Xactimate, the industry's most powerful and comprehensive solution for property claims estimation thanks to its accuracy and flexibility throughout all stages of the repair process, but the results can only be as accurate as the sketch entered into the program. If you have a simple floor plan, an Adjuster can do a good job of taking measurements and creating the sketch. If you have a more complex floor plan (continuous ceilings or floors going from one room to another without breaks, two story foyers or open spaces, walls that are curved or with different angles), chances of an accurate sketch decrees. With a digital twin of your home created with a Matterport Pro 2 or Pro3 3D Imaging System (one of the few that can be converted into an Xactimate sketch) that you can present to your insurance company, you will increase the speed and accuracy of your claim. With the 3D images and sketch there will be no dispute of your contents, materials, or dimensions.